A few simple travel tips to ensure your summer trips are safe.

  • Mail your luggage.  For as little as $40 per bag, you can have FedEx (or others) deliver luggage directly to your hotel room – allowing you to avoid lines and travel with carry-ons only.
  • Undress for success.  Put Everything metallic in ziplock plastic bags and pack them in your carry-on.  Then “dress-up” on the other side of security.
  • Take proof pictures of your rental car.  You have a digital phone, so why not?
  • Go where you shouldn’t.  If departing early a.m. without luggage, get dropped off at “arrivals”; it should be empty.  Vice versa when you land.

It pays to have a financial emergency plan in case of home disaster:

  • Create a grab-and-go file.  Store some cash along with insurance policies, tax records and key contact information in a portable file in case of a hurried exit.
  • Build an emergency fund.  Keep three to six months of living expenses in a liquid account for expenses during an evacuation or setback.
  • Create a home inventory.  Expedite payment of claims by taking photos or a video of your belongings now.
  • Review insurance coverage adequacy.  Consider getting extra coverage for non-standard risks.