Our Blog
Welcome to the blog of R. F. Meyer & Associates, where we share company news and informative articles related to our Elder Law, Probate and Estate Planning legal practice.
How much long-term care insurance should you buy?
Long-term care insurance helps you prepare for financial costs associated with aging, such as nursing home care, assisted living, or in-home care. Yet long-term care insurance policies vary widely in terms of the amount of coverage and how long the protection lasts....
October 2022 newsletter addresses care plans, finances in later life
Earlier today, we released our October 2022 newsletter. If you did not receive it by email, please see the below link to open it from our website. Again this month we present three articles, and all three should be of interest to our Elder Care and Estate Planning...
‘The forgotten middle’: More seniors face housing, care crisis
Seniors who have an income above the Medicaid threshold but lack a high enough income to have substantial personal savings are considered “The Forgotten Middle.” These are elders who are more likely to struggle to afford long-term care that may become necessary as...
Miller Trusts can help you qualify for Medicaid
Many seniors find themselves in need of Medicaid to pay for their long-term care but are surprised to learn that their modest monthly income may disqualify them. The reason for this is that Medicaid is a “means-tested” benefit. In other words, you must not have income...
Missing out on benefits? Identify programs available to seniors like you
Older adults have access to hundreds of federal and state benefits programs. Many retirees meet the requirements for these aids, yet do not know they are eligible and miss opportunities to receive assistance. Others can feel overwhelmed by complex application...
Plan ahead before seeking nursing home care: Avoid unnecessary debt
Many senior citizens may need the services of a nursing home or at-home care at some point in their life. You might assume that government assistance or health insurance will step in and cover the cost if you cannot afford these services. Unfortunately, neither health...
Nursing home planning, senior benefits are theme for September newsletter
Dear Clients and Referral Partners, A little earlier today, we issued our September 2022 client e-newsletter. If you did not receive it by email, please see the below link to open it from our website. Two of our three articles this month concern nursing homes, which...
Be a smart shopper when buying Medigap insurance
Medigap premiums for plans from insurance companies offering the same benefits vary widely, so it pays to be a smart shopper. Federal law requires that each insurance company offers the same benefits for each of the Medigap plans lettered A through M, but each company...
Keep your emergency contacts, medical information updated
If medical personnel are able to access your medical history during an emergency, it could mean the difference between life and death. But if, for example, you are injured, in shock, suffering from dementia, or are otherwise incapacitated, you may not be able to...