To ease lack of capacity and or post-mortem financial issues, you need to secure documents and prepare instructions before you become disabled or pass away. Here is a list to review annually at tax preparation time to ensure orderly financial transactions after...
Quite often clients visit us who are involved with a second marriage or contemplating a second marriage. And it is often the case that one of the spouses will have more social security earnings as a result of their prior marriage. Time and time again, these clients...
The beginning of 2011 saw changes in the federal estate taxes law which makes gifting much more attractive for all citizens, but for folks like you and me, the question always arises is what do I need a trust for? Here are a few examples with a short analysis. 1. ...
My husband and I were planning on going on vacation and it occurred to me that we have not made any arrangements in case something happened to us while we were on vacation. What type of planning should we do? There are five basic planning documents that you would be...
It’s a cheap way to protect your assets from potentially devastating lawsuits. Even if your assets aren’t substantial, it can be well worthwhile to purchase a million dollar policy (or higher) to supplement your auto and homeowners liability coverage. Why? In the...
