Powell: There aren’t many things good about a zero-interest-rate-policy world for retirees or those planning their retirement. But researchers say there is one bright spot.

There aren’t many things good about a zero-interest-rate-policy world for retirees or those planning their retirement. But researchers say there is one bright spot.

Most households benefit from waiting to claim Social Security when real interest rates are close to zero, as they are now, according to research just published by National Bureau of Economic Research.

That’s even true for households with mortality rates that are twice the average, according to the authors of the paper, John Shoven, an economics professor at Stanford University and Sita Nataraj Slavov, a researcher at the American Enterprise Institute.

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